Simplify and save with our tailored loan consolidation.
Don't let financial worries strain your bond. Join the hundreds of couples who've found relief and hope with Loanify.
"Struggling with joint and personal debts, Loanify guided us with clarity and understanding. Now we're managing our debts and focusing more on family."
“Between Alex's car loan and my mortgage, blame was taking its toll. Loanify's tailored guidance united us financially, making decisions easier and our bond stronger.”
“Starting our life with combined debts was daunting. Loanify's approach made us both feel involved and empowered. A beacon for modern couples!”
Our secure and confidential application can be completed from the comfort of your own home.
We understand the urgency of debt consolidation, so we strive to give you a decision as soon as possible.
Once you are approved, you can start consolidating your credit card debt and enjoy the convenience of one low monthly payment.
Example for Illustrative purposes only. Estimations used were determined though bankrate.com's loan consolidation calculator with minimum credit card payments of 4% of exsisting outstanding balances and loan with 60-month term and 5.95% APR.
We know the challenges of finding that middle ground in managing finances and
navigating the fears of further debt.
At Loanify, we're not just another financial institution;
we're your partners in crafting a brighter, debt-free future. Join hands with us, and let's embark
on the journey to financial freedom, together.
Discover more about how Loanify has helped couples
just like you or start a conversation with one of our friendly consultants today.
Important Disclosures. Please Make Sure To Read Carefully.
Individuals
with serious financial issues may want to ask for professional financial advice or take into account other
alternatives.
This website does not lend funds to customers. loanify.ai does not lend the money requested
by customers and does not make any decisions regarding the loan applications. loanify.ai is neither a lending
partner nor a lender. loanify.ai brings together potential customers with lenders and lending partners from a
network of approved lending brands. loanify.ai has no control and takes no responsibility for any actions or
inactions of any of the lenders or lending partners. loanify.ai neither operates as a broker, agent or
representative of any lending brand nor endorses any of the lenders or lending partners. loanify.ai gets
commission by lenders and lending partners, usually based on a ping-tree model like Google AdWords where the
highest bidder is referred to the potential customer. In any case, all of the loanify.ai services are always
free of charge for consumers. In certain scenarios, consumers may get the option to apply for a loan at a tribal
lender. You should know that tribal and some federal laws apply to such tribal lenders, whereas state laws and
usury caps do not. Please, be aware that the rates of tribal lenders may be higher than the rates of state
lenders. Furthermore, you may be asked to agree on resolving any possible disputes in a tribal jurisdiction. It
is crucial for you to fully read and understand the terms and conditions of any loan provided to you by any
lender, both state and tribal. In case you are not able to repay the loan offered to you or you determine that
the loan terms are not suitable for you, you are urged to decline that particular loan offer.
The
services of loanify.ai are not available in all states. You will not get any loan offers or be connected to any
lenders or lending partners in a case you search for a loan in a state where such loans are banned or in a state
where loanify.ai does not have a reliable lender or lending partner. Please, make sure to both read and
understand the terms and conditions of any loan offer provided by lenders or lending partners. In case you are
not able to repay the loan offered to you or you determine that the loan terms are not suitable for you, you are
urged to decline that particular loan offer.
By submitting your information via this website, you are
authorizing loanify.ai and its partners to do a credit check, which may include verifying your social security
number, driver license number or other identification, and a review of your creditworthiness, and to continue to
monitor you credit status via additional credit checks or other methods. Credit checks are usually performed by
one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative
credit bureaus such as Teletrack, DP Bureau or others. All the above categories exclude text messaging
originator opt-in data and consent; this information will not be shared with any third
parties.
Disclosure of Terms and Conditions of Lenders or Lending Partners
Lenders and lending
partners are responsible for providing customers with documents where they can find all the details regarding
rates and fees related to the loan offer presented to them, including any potential charges for late payments as
well as terms that may allow you (if the law allows it) to renew, rollover or refinance your loan. Please note
that any fees and interest rates related to the loans are determined by the lenders or lending partners and they
are based on the internal policies of the lenders or lending partners, applicable laws and underwriting
criteria. Consequently, loanify.ai has no control or knowledge of any loan terms and conditions offered by the
lenders or lending partners in our network. Please, make sure to both read and understand the terms and
conditions of any loan offer provided by lenders or lending partners. In case you are not able to repay the loan
offered to you or you determine that the loan terms are not suitable for you, you are urged to decline that
particular loan offer.
Late Payments Negatively Affect Your Credit Score
We want to make it clear
to our customers that late payments and skipping payments can hurt your credit score. To avoid damaging your
credit history, please apply for loans with terms you can repay on time. In case you are not able to cover a
payment in due time, make sure to immediately contact your lender or lending partner in order to discuss the
best course of action.
Disclaimer
Loanify Inc. provides loan referral services. Loans are not available
in all states. Loans will be fulfilled via our preferred network of third-party lenders. Your loan agreement
will clearly identify the lender. Loanify Inc. has no control over participating third-party lender credit
worthiness eligibility criteria. APR/Interest rates will vary depending on individual lender terms. Generally,
all individuals applying for credit must be a U.S. citizen or permanent resident and at least 18 years old.
Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit
review and approval. You authorize us to make inquiries and obtain and confirm information about you as we
deem appropriate for the purpose of evaluating your eligibility for this extension of credit, including
obtaining credit reports, verifying your income. You also authorize us to provide identification information
about you, and our credit experience information with you to others in accordance with applicable law. *Annual
Percentage Rates. Not all borrowers will qualify for the same rate when a rate is listed "as low
as". Qualifying for rates listed "as low as" are based on the borrower's credit
worthiness, which includes factors such as debt ratio and credit history. Interest rates will vary and are
based on lender terms. Ranges from 4.95%-36%. All loans may be subject to origination fees ranging from 1% –
5%, of the loan amount, if permitted under applicable state law.
Loanify Inc.© 2023. All rights reserved.
Important Disclosures. Please Make Sure To Read Carefully.
Individuals
with serious financial issues may want to ask for professional financial advice or take into account other
alternatives.
This website does not lend funds to customers. loanify.ai does not lend the money requested
by customers and does not make any decisions regarding the loan applications. loanify.ai is neither a lending
partner nor a lender. loanify.ai brings together potential customers with lenders and lending partners from a
network of approved lending brands. loanify.ai has no control and takes no responsibility for any actions or
inactions of any of the lenders or lending partners. loanify.ai neither operates as a broker, agent or
representative of any lending brand nor endorses any of the lenders or lending partners. loanify.ai gets
commission by lenders and lending partners, usually based on a ping-tree model like Google AdWords where the
highest bidder is referred to the potential customer. In any case, all of the loanify.ai services are always
free of charge for consumers. In certain scenarios, consumers may get the option to apply for a loan at a tribal
lender. You should know that tribal and some federal laws apply to such tribal lenders, whereas state laws and
usury caps do not. Please, be aware that the rates of tribal lenders may be higher than the rates of state
lenders. Furthermore, you may be asked to agree on resolving any possible disputes in a tribal jurisdiction. It
is crucial for you to fully read and understand the terms and conditions of any loan provided to you by any
lender, both state and tribal. In case you are not able to repay the loan offered to you or you determine that
the loan terms are not suitable for you, you are urged to decline that particular loan offer.
The
services of loanify.ai are not available in all states. You will not get any loan offers or be connected to any
lenders or lending partners in a case you search for a loan in a state where such loans are banned or in a state
where loanify.ai does not have a reliable lender or lending partner. Please, make sure to both read and
understand the terms and conditions of any loan offer provided by lenders or lending partners. In case you are
not able to repay the loan offered to you or you determine that the loan terms are not suitable for you, you are
urged to decline that particular loan offer.
By submitting your information via this website, you are
authorizing loanify.ai and its partners to do a credit check, which may include verifying your social security
number, driver license number or other identification, and a review of your creditworthiness, and to continue to
monitor you credit status via additional credit checks or other methods. Credit checks are usually performed by
one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative
credit bureaus such as Teletrack, DP Bureau or others. All the above categories exclude text messaging
originator opt-in data and consent; this information will not be shared with any third
parties.
Disclosure of Terms and Conditions of Lenders or Lending Partners
Lenders and lending
partners are responsible for providing customers with documents where they can find all the details regarding
rates and fees related to the loan offer presented to them, including any potential charges for late payments as
well as terms that may allow you (if the law allows it) to renew, rollover or refinance your loan. Please note
that any fees and interest rates related to the loans are determined by the lenders or lending partners and they
are based on the internal policies of the lenders or lending partners, applicable laws and underwriting
criteria. Consequently, loanify.ai has no control or knowledge of any loan terms and conditions offered by the
lenders or lending partners in our network. Please, make sure to both read and understand the terms and
conditions of any loan offer provided by lenders or lending partners. In case you are not able to repay the loan
offered to you or you determine that the loan terms are not suitable for you, you are urged to decline that
particular loan offer.
Late Payments Negatively Affect Your Credit Score
We want to make it clear
to our customers that late payments and skipping payments can hurt your credit score. To avoid damaging your
credit history, please apply for loans with terms you can repay on time. In case you are not able to cover a
payment in due time, make sure to immediately contact your lender or lending partner in order to discuss the
best course of action.
Important Disclosures. Please Make Sure To Read
Carefully.
Individuals with serious financial issues may want to ask for professional financial advice
or take into account other alternatives.
This website does not lend funds to customers. loanify.ai does
not lend the money requested by customers and does not make any decisions regarding the loan applications.
loanify.ai is neither a lending partner nor a lender. loanify.ai brings together potential customers with
lenders and lending partners from a network of approved lending brands. loanify.ai has no control and takes no
responsibility for any actions or inactions of any of the lenders or lending partners. loanify.ai neither
operates as a broker, agent or representative of any lending brand nor endorses any of the lenders or lending
partners. loanify.ai gets commission by lenders and lending partners, usually based on a ping-tree model like
Google AdWords where the highest bidder is referred to the potential customer. In any case, all of the
loanify.ai services are always free of charge for consumers. In certain scenarios, consumers may get the
option to apply for a loan at a tribal lender. You should know that tribal and some federal laws apply to such
tribal lenders, whereas state laws and usury caps do not. Please, be aware that the rates of tribal lenders
may be higher than the rates of state lenders. Furthermore, you may be asked to agree on resolving any
possible disputes in a tribal jurisdiction. It is crucial for you to fully read and understand the terms and
conditions of any loan provided to you by any lender, both state and tribal. In case you are not able to repay
the loan offered to you or you determine that the loan terms are not suitable for you, you are urged to
decline that particular loan offer.
The services of loanify.ai are not available in all states. You
will not get any loan offers or be connected to any lenders or lending partners in a case you search for a
loan in a state where such loans are banned or in a state where loanify.ai does not have a reliable lender or
lending partner. Please, make sure to both read and understand the terms and conditions of any loan offer
provided by lenders or lending partners. In case you are not able to repay the loan offered to you or you
determine that the loan terms are not suitable for you, you are urged to decline that particular loan
offer.
By submitting your information via this website, you are authorizing loanify.ai and its partners
to do a credit check, which may include verifying your social security number, driver license number or other
identification, and a review of your creditworthiness, and to continue to monitor you credit status via
additional credit checks or other methods. Credit checks are usually performed by one of the major credit
bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as
Teletrack, DP Bureau or others. All the above categories exclude text messaging originator opt-in data and
consent; this information will not be shared with any third parties.
Disclosure of Terms and Conditions
of Lenders or Lending Partners
Lenders and lending partners are responsible for providing customers
with documents where they can find all the details regarding rates and fees related to the loan offer
presented to them, including any potential charges for late payments as well as terms that may allow you (if
the law allows it) to renew, rollover or refinance your loan. Please note that any fees and interest rates
related to the loans are determined by the lenders or lending partners and they are based on the internal
policies of the lenders or lending partners, applicable laws and underwriting criteria. Consequently,
loanify.ai has no control or knowledge of any loan terms and conditions offered by the lenders or lending
partners in our network. Please, make sure to both read and understand the terms and conditions of any loan
offer provided by lenders or lending partners. In case you are not able to repay the loan offered to you or
you determine that the loan terms are not suitable for you, you are urged to decline that particular loan
offer.
Late Payments Negatively Affect Your Credit Score
We want to make it clear to our
customers that late payments and skipping payments can hurt your credit score. To avoid damaging your credit
history, please apply for loans with terms you can repay on time. In case you are not able to cover a payment
in due time, make sure to immediately contact your lender or lending partner in order to discuss the best
course of action.