Personal Information We May Collect Directly From You

You may voluntarily provide Personal Information, specifically Identifiers as listed above if you elect to inquire about certain products or services available on this website. This information is used to communicate with you relating to your inquiry.

Personal Information Automatically Collected

Loanify may keep track of the websites and pages our users visit within Loanify, in order to determine what Loanify services are the most popular. This data is used to deliver customized content and advertising within Loanify to customers whose behavior indicates that they are interested in a particular subject area. Automatically Collected Information about your computer hardware and software may be automatically collected by Loanify. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of theLoanify website. Use of Cookies The Loanify website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Loanify pages, or register with Loanify site or services, a cookie helps Loanify to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Loanify website, the information you previously provided can be retrieved, so you can easily use the Loanify features that you customized. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Loanify services or websites you visit. Links This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information. Security of your Personal Information Loanify secures your personal information from unauthorized access, use, or disclosure. Loanify uses the following methods for this purpose: SSL Protocol When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of all information and data exchanged between you and us through this Site cannot be guaranteed. We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Loanify by contacting us here:

• Phone: (415) 604-9201

How We Use Your Personal Information

We use your Personal Information for the following:

To provide and maintain Our Service: Including monitoring the usage of Our Service. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Information listed above are used.

Contract Performance: To fulfill contract obligations and undertaking of the purchase contract for any products, items or services You have purchased or of any other contract with Us. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Information listed above are used.

Website use and analytics: To provide you with access to and use of Our Website and Services, to analyze consumers’ use of Our websites, including the use of third-party web analytics services, which may utilize automated technologies to collect data. Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. Identifiers and Internet or Other Electronic Network Information are used.

To contact you: To contact you by email, telephone calls, SMS, or other forms of electronic communications, regarding updates or informative communications related to the products or services you are requesting. You cannot limit sharing unless you revoke your consent for these Services including the security updates, when necessary or reasonable for their implementation. Personal Information such as Identifiers are used to provide these communications.

To manage Your requests: To monitor and process any request you make to Us such as opt-out requests. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Information listed above may be utilized.

Compliance: To comply with any applicable legal requirements, industry standards, contractual obligations, Our policies, and to take actions that We deem necessary to preserve and enforce Our rights and the rights of others. All categories of Personal Information listed above may be used.

Loanify does not sell, rent or lease consents provided or its customer lists to third parties.

Loanify may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Loanify or the site; (b) protect and defend the rights or property of Loanify; and/or (c) act under exigent circumstances to protect the personal safety of users of Loanify, or the public. SMS Messaging Where you provide “prior express consent” within the meaning of the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time to time (“TCPA”), you will only receive messaging from Loanify to the telephone number(s) that you provided. Please note that you are not required to provide this consent in order to obtain access to our products or services, and your consent simply allows the Company and its designated Third-Party Service Providers, as applicable, to contact you via these means.

All messaging and contact information is for the sole purpose of Loanify and is not shared with other third parties. Additionally, at no time will any unrelated messaging, cross-promotion or advertising messaging be sent on behalf of other offers, affiliates or companies outside of Loanify.

Data Sharing & Disclosure

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Loanify Communications

EMAIL:

From time to time, Loanify may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. To improve our Services, we may receive a notification when you open an email from Loanify or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from Loanify, you may opt out of such communications by Customers may unsubscribe from emails by “replying STOP” or “clicking on the UNSUBSCRIBE button".

TEXT:

If you no longer wish to receive text messages, you may text STOP, QUIT, END, CANCEL or UNSUBSCRIBE to stop text messages. A one-time text confirmation of successful unsubscribing will be sent.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Your Rights as a California Resident

As a California resident, you have the rights listed below. These rights are not absolute and subject to certain exceptions; we may decline your request in certain cases as permitted by law.

• Information.  You can request the following information about how we have collected and used your Personal Information during the past 12 months:
  * The categories of Personal Information that we have collected.
  * The categories of sources from which we collected Personal Information.
  * The business or commercial purpose for collecting Personal Information.
  
• Access.  You can request a copy of the Personal Information that we have collected about you during the past 12 months. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to forty-five (45) days, we will inform you of the reason and extension period in writing. If applicable, the response we provide will explain the reasons we cannot comply with a request. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
  
• Deletion.  You can ask us to delete the Personal Information that we have collected from you. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to forty-five (45) days, we will inform you of the reason and extension period in writing. If applicable, the response we provide will explain the reasons we cannot comply with a request.
  
• Nondiscrimination.  You are entitled to exercise the rights described above free from discrimination in the form of legally prohibited increases in the price or decreases in the quality of our service.
  

How to exercise your rights.  You may exercise your California privacy rights described above as follows:

• Right to information, access, deletion, and opt out.  You can request to exercise your information, access, deletion, and opt out rights by:
  
• Submitting a request through our Footer Link titled California Privacy Opt-Out and Data Request Form
  
• Emailing admin@loanify.ai
  

We reserve the right to confirm your identity and California residency status to process your requests to exercise your information, access or deletion rights. As part of this process, government identification may be required.

Other California Privacy Rights

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to admin@loanify.ai or write to us at: 16192 Coastal Hwy, Lewes, DE 19958

Protecting your private information is our priority. This Statement of Privacy applies to https://loanify.ai and Loanify Inc. and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Loanify, Inc. include https://loanify.ai , Loanify, Loanify and https://loanify.ai. The Loanify website is a Website description site. By using the Loanify website, you consent to the data practices described in this statement.

Security of your Personal Information

Loanify secures your Personal Information from unauthorized access, use, or disclosure. Loanify uses the following methods for this purpose:

• SSL Protocol

When Personal Information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen

Loanify does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. Visitors under eighteen (18) years of age are not permitted to use and/or submit their personal information at the Site. Company does not knowingly solicit or collect information from visitors under eighteen (18) years of age. Company encourages parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Changes to Privacy Policy

Loanify reserves the right to change this Privacy Policy at any time without notification to you. The date reflected on this document is the effective date of any changes and your continued use of this website and/or Our Services will constitute your acknowledgement and agreement to any changes.

CONTACT US:
Loanify Inc.
16192 Coastal Hwy, Lewes, DE 19958
Email: admin@loanify.ai
Phone: (415) 604-9201